Card issuing API for fintechs, neobanks and wallets

Launch cards in 14 days, not 12 months

Skip licensing, bank partnerships and Visa certifications. Issue branded virtual and plastic cards inside your product through one REST API.

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>515,000cards issued
>50card projects launched
100+countries covered
Since 2014on Capitalist payment infrastructure

The problem

Building card issuing in-house is a year-long detour

Before your users see a single card, you need a license or a bank partner, a BIN sponsor, a processor and certifications — plus a team to run it all.

Problem 01

Licenses and bank partners

A banking license, BIN sponsorship and Visa or Mastercard certification mean months of negotiations before the first card.

Problem 02

Your roadmap stalls

Processor integration, KYC/AML flows and mobile wallet provisioning pull developers away from your core product.

Problem 03

Risk and support land on you

Fraud monitoring and cardholder support turn into new teams you have to hire and manage.

The solution

CardsPro gives you the whole card stack as an API

You keep the product and the user relationship. We provide the issuing infrastructure, the BINs and the support.

No banking license needed

Cards are issued on CardsPro’s infrastructure and BINs. Your users see only your brand.

One REST API

OpenAPI 3.0 docs, SDKs for Node.js, Python and Go, real-time webhooks for transaction, KYC and card events.

20+ BINs in USD and EUR

Visa and Mastercard, virtual and plastic cards, Apple Pay and Google Pay from day one.

Risk and support included

Anti-fraud and risk control, KYC/AML flows for your users and a dedicated integration engineer.

For developers

First live card in hours, not months

Clean REST API and documentation. Most dev teams complete the integration within 14 days.

Instant virtual card issuance
Real-time webhooks for transaction, KYC and card events
99.9%+ uptime SLA and 24/7 monitoring
PCI DSS certified infrastructure

Open the API documentation

// Issue a virtual card POST /v1/cards/virtual
{
  "user_id": "usr_12345",
  "currency": "USD",
  "limit": 5000,
  "design": "premium"
}

// Response in <200ms
{
  "card_id": "card_abc789",
  "status": "active",
  "apple_pay": true,
  "google_pay": true
}

Launch process

From agreement to live cards: 14 days

Fast without cutting compliance corners. This is what a typical launch looks like.

Days 1–3
Integration setup
API keys delivered. Your developers start the integration, which runs alongside the next steps.
Days 4–7
Brand and configuration
Card designs go into production, BINs are configured, KYC/AML flows are set up for your users.
Days 8–13
Compliance and QA
Apple Pay and Google Pay provisioning, compliance documents finalized, full QA testing.
Day 14
Go live
First real cards issued. Your users receive cards and start spending.

Pricing

Transparent base tariffs

Final terms depend on your volume and BINs. Detailed BIN tariffs are available after registration.

Virtual cards

Card issue: from $2.5
Top-up: up to 4%

Plastic cards

Card issue: up to $135
Top-up: up to 4%
Cash withdrawal: up to 4%

API integration has a separate setup fee — we’ll include it in your offer. Individual terms for large turnover.

Results

Infrastructure that already moves real money

The highest limits for your clients: from $50,000 per transaction to $2,000,000 per month and above.

From an API test to a B2B platform

$0cards connected via API for operational expenses

$500k+revenue in 6 months

What began as a test became a key element of the business model — and then a standalone B2B platform built on card infrastructure.

Bulk virtual cards from one dashboard

$40–50kmonthly turnover at the start

$4Mmonthly turnover today

The client needed to issue virtual cards in bulk and manage them from a single dashboard. Within months, cards became the core of the business instead of a support tool.

FAQ

Questions before you start

Do we need our own banking license?

No. Cards are issued on CardsPro’s certified infrastructure and BINs, under your brand. Your users never see CardsPro.

How long does integration take?

API keys arrive on day one. Most dev teams complete the integration and go live within 14 days of the signed agreement.

Which cards can we issue?

Virtual cards instantly, with Apple Pay and Google Pay, and plastic cards with your design, including cash withdrawal. Visa and Mastercard, USD and EUR.

What does it cost?

Virtual cards from $2.5 per issue, top-ups up to 4%, plus a separate API setup fee. Terms are individual for large volumes.

How do we fund the cards?

In USDT, converted to USD at 1:1, or by SWIFT/SEPA transfer from your company.

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